Efficient Frontier Finance

Optimized mortgage solution for your home, investment portfolio, commercial, and asset finance

As a Mortgage Broker in Australia, we can assist you to find competitive interest rates with:

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How can we help you?

Residential Loans

Help & Guidance through purchase of your new home.

Commercial Loans

Assistance with building your organisations finances.

Asset Finance

Financing assets for your business to succeed & grow.

SMSF

Self-managed options for your golden years with a diverse range of assets.

Why Efficient Frontier Finance?

We are your bespoken mortgage consultant with a wealth of diversity experience and track record that provide brokerage services second to none

Our purpose, vision and strategy

At Efficient Frontier Finance, we are committed to delivering comprehensive and rigorous loan products that maximize our client’s investment/financial objectives, which thrive on trust, competent and high ethical standards.

With a wealth of experience and track record in finance, banking, audit, real estate, engineering, advanced mathematics, optimization and machine learning, we act in our client’s best interest and based on your investment/financial objectives and risk tolerance, we research and investigate more than 4000+ products from more than 91 lenders and industry partners of our aggregator. We then engineer the most optimum loan solution that is the most suitable for you, in terms of meeting your long-term investment objectives.

The diversity experience allow us to service clients with different investment objectives or different loan requirements, be it residential loan with complex incomes, professionals looking for loans with great rates, commercial finance, SMSF lending, personal finance, asset finance, or portfolio mortgage for multiple investment loans. We service Australian wide, based in Geelong, and can travel to meet our clients in major Melbourne metropolitan areas. 

We focus on long-term relationships with our clients, and always ensure we are putting ourselves in the position of our clients. At Efficient Frontier Finance, we put the needs of our clients above everything else.

What our clients say about us

Mr. Jason Feldman & Mrs. Kimberly Feldman
Mr. Jason Feldman & Mrs. Kimberly Feldman
Transport Manager
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We found Sui to be amazing to work with to get our home loan. He is extremely knowledgeable and very efficient in doing everything he can do to help the process go smoothly and takes the stress and hassle out of dealing with everything yourself. He follows up every step of the way and keeps you informed of what's going on with your application. When dealing with Sui you can guarantee every I is dotted and every t is crossed. It was a great pleasure to have him on board and we could not have done it without him. Kimberly and I can not recommend Sui enough to anyone seeking finance. Look no further. He is your man to get it done.
Dr. Behnam Atazadeh
Dr. Behnam Atazadeh
Arc Decra Fellow
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We did refinance of our homeloan with Efficient Frontier Finance. Sui has found the best deal for us with much lower interest rate compared to our previous interest rate. We absolutely recommend Sui as a trusted broker for finding homeloans with good interest rate.
Mr. Daniel Nofi
Mr. Daniel Nofi
Aged Care Professional
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Ray is very easy to work with. Even coming to my house to have a chat about what I wanted. Always staying in contact with me every step of the way no matter the hour of time. I am so glad I had Ray working on my side. Very professional and honest and kind man. Thank you Ray for my purchase in my home ☺️
Mr. Mehdi D V
Mr. Mehdi D V
Self Employed Business Owner
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I highly recommend this organisation I mean Efficient Frontier Finance due to commitment and following your case as quick as he can, I was very satisfied from his advise that he has suggested to me. Thank you
Mr. Jose Francois
Mr. Jose Francois
Head Chef
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Sui Yang took care of the refinance of our home loan.Found us the best deal. Took care of everything from A to Z. I must say Sui Yang is a very trustworthy person. His customer service, communication was excellent and was very transparent. We are so happy to have him as a broker and would not hesitate to recommend him to anyone.. keep up the fantastic work my friend.
Mr. Steven Chiang
Mr. Steven Chiang
Tech Lead, Lead Programmer
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Working with Efficient Frontier Finance was an outstanding experience! From start to finish, they demonstrated exceptional professionalism and expertise. They made the entire process smooth and hassle-free, providing clear communication and prompt support. I felt confident and well-guided throughout. I highly recommend Efficient Frontier Finance for their excellent service. Thank you for helping me secure my dream home!
Mr. Seyed Rastgou
Mr. Seyed Rastgou
Senior Mechanical Engineer
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Sui as my financial broker helped me patiently to pass through refinancing my properties successfully. His availability to respond inquiries and dealing with dozens different banks was amazing.
Mr. Avin L
Mr. Avin L
Sales and Marketing Manager
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Ray demonstrated exceptional expertise and professionalism. He made the entire process smooth and providing very clear communication, follow-up and support. I highly recommend Ray from Efficient Frontier Finance for his awesome and excellent service.
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